98% of people that write hardship letters have a lot of mistakes in them. Many of them make mistakes because they are ignorant as to what should go in a hardship letter. Some are written with intentional errors to try to fool a collector or creditor. Others are written with a lot of emotions and feelings in them. Bill collectors are taught how to see through the errors in hardship letters.

One of the oldest errors in hardship letters is the use of profanity. Let me tell you something. If you want to get on the worst side of a debt collector, then write a hardship letter laced with profanity. If you want to gamble on being sued and garnished, then use profanity in a hardship letter.

In my book How to Write an Excellent Hardship Letter, I have listed the various other mistakes that people make in hardship letters. You can get your copy by clicking the products section.  This book provides a step by step guide to assist you in writing a hardship letter. Are you in a situation in which you need a properly constructed hardship letter? Call 313-744-5977 or e-mail me at [email protected] for immediate help.