Millions of people struggle with budgeting. Don’t believe me?? Well, many people can relate to the following situation. When I was about to move out for the first time, I thought I had all my financial basis covered. It was only by the grace and mercy of God that I came through that experience with my roommates unscathed financially. After a few more years of using some right and wrong budgeting techniques, I finally discovered the secrets to putting together and maintaining a successful budget. Anyone wanting to know the secrets to having a successful budget can click on this link www.tiredofbillcollectors.com.