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Many people pay $50 to $150 a month for credit repair. So-called credit repair people promise to fix credit in 30-90 days. Many credit repairers are not willing to write hardships letters based on individual circumstances. Many credit repair people refuse to help stop a garnishment. People in this situation can be the victim of unprofessional credit repair tactics. To get the right information about credit repairers click on www.tiredofbillcollectors.com/products/.