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Do you need a super sad story for a hardship letter. No! A good super sad story basically does two things. 1. It explains the truth about how a person got into financial trouble. 2. It explains the truth about how a person plans on getting out of financial trouble. The problem that many people have when they write a super sad story is their inability to tell the truth. People can know all the ingredients of writing an excellent hardship letter and avoid paying someone up to $500 to write one for them by clicking on www.tiredofbillcollectors.com.