Every year millions of people make a common new year’s resolution. That resolution is to get out of debt. Most do not accomplish their goal for some of the following reasons. One reason is because they are starters and not finishers. Another reason is that they give up too soon. Another one is because they are overcome by things they want to buy.

I have written seven self-help or financial recovery books. These books deal with several facets on how people can get out of debt. They range from understanding how the debt collection process works, the proper way to repair/restore credit, principles of budgeting, writing hardship letters and sample financial letters.

Although these books are designed to get you people out of debt, they only work when they follow through on the instructions given. Whether you are reading this at the beginning, middle or end of the year, if you have decided to get out of debt, this is a great opportunity to do something about it. So that you do not procrastinate, click the product button and start your journey of getting out of debt. If you want me to personally help you, call me at 313-744-5977 or e-mail me at [email protected].