The following questions come up every day to millions of Americans? When their check books don’t balance, they start to get bounced checks, get calls about unpaid bills and realize they cannot pay them, they think what am I going to do? Too many people in this situation also try to borrow their way out of debt.

While some get frustrated and bury their head in the sand, others take an attitude that they just don’t care. If you find yourself in this situation, the first thing you want to do is to make up your mind to get to the bottom of your situation. The next thing you want to do is to go over your income and expenses for the last six to twelve months.

When you start to go over your income and expenses, everything has to be laid out on the table. If you hold back on income or expenses, you will never be able to come up with the best budget for yourself. If you believe you have more expenses than income and need help, here is what you can do. Get your copy of Secret Budgeting Tips Revealed! by clicking on the products tab on the home page. If you need immediate help, call 313-744-5977 or send an e-mail to [email protected].