You have heard the old saying that a cat has nine lives. Although most of us don’t live as if we have nine lives, too many of us live as if we will never get older, we are in control of our lives and we will deal with our situations later. Unfortunately, this is the attitude that too many people take when it comes to their finances.

They make statements like: Next year will be better. We will be okay when we get our income tax refund. We will pay off those credit cards when you get your bonus at the end of the year. Some people are disciplined to do this. Maybe up to 10%. What happens to the other ones? They continue to make statements that they don’t follow through on.

If you are in that 90% category and are sick and tired of being like the old James Brown saying of “Talking loud but saying nothing” you can do something about it. You are a phone call away, 313-744-5977 or e-mail away, [email protected] from obtaining help. When you call or write, don’t forget to mention how you can get your set of free financial recovery e-books.