You can read all kinds of information on the Internet about getting collection accounts

 deleted.  If you  do not understand the motivation from whom the information is coming from,

you can get confused.  Once you know the parties involved and what they are trying to accomplish,

it will allow you to  understand what is going on.  The parties involved are the creditor, collection

firm the debtor and the credit bureaus.  To unable you to understand what is going on, I will

speak in general  terms instead of absolute ones.

  1. In general, creditors report all positive and negative information to the three major credit

      bureaus.  They have the authority to delete items from a person’s credit reports that make six

      different types  of disputes. Many of them will tell you that if you are not disputing a item you

      can never get it deleted  from your credit report.  THAT IS A HUGE LIE. I talked to a person today

      from Direct TV in which I explained to him five times to (nicely) why he was  either ignorant or knew

      what I was  saying and was just trying to hold the company line. That’s enough for now. I tell you

      more next time.