Let me be upfront with you. Many credit card companies offer credit limits up to $950 for some of the following reasons. 1. They know many people will charge up 50 to 80% of their credit limit. 2. They can charge people $25 to $100 for yearly maintenance fees. 3. They know that most people don’t know that potential creditors look down on people with low credit limits. People wanting to know how to get the right amount of credit, can click on www.tiredofbillcollectors.com for immediate answer.