This is an area in which creditors and collection firms legally get debtors to either make payments they can’t afford or pay much more money settling accounts than they have too. Here is the bottom line. Only a small percentage of people know how the debt collection process works. They either find out by trial and error or get half-truths from friends and relatives.

Because no one takes classes ahead of time on how to negotiate their debts, due to ignorance they are behind the eight ball when they are presented with this situation. Although negotiating debt is not complicated, it can seem to be that way if you do not know what to do.

Here are some of the things that have to be considered before you negotiate debt. What type of income do you have? How much debt you have. Are you retired or working?  Can you be sued and garnished. If you are ready to negotiate your debt the right way, call 313-744-5977 or e-mail me at [email protected]. Don’t forget to ask how you can get YOUR FREE COPY of Bill Collectors Top Ten Strategies Exposed!