A quote attributed to Albert Einstein says “The definition of insanity is doing the same thing over and over again and expecting different results”. Every year I meet people that are haphazardly living out their financial lives. The key word in that last sentence is haphazardly. If you don’t apply any form of direction in your financial live, you will continue to put off financial help.

The only way to break the back of old financial habits is to do something different. A friend of mine said to me that a person can be successful even if they take two steps forward and one step back. He said that a person can actually fail his way to success. He also said people can avoid the mistake of trying to be successful in one big swoop. He said that if you are willing to step out and try to succeed, then eventually you will.

Consider this next success story. When he was a first year coach of The Green Bay Packers in 1959, the late coach Vince Lombardi said something similar to the following to his team. He told them that although perfection is not attainable, they are going to play football with that thought in mind. He said that although they will not attain perfection, they will have successful football teams in Green Bay again. Those words along with a new work ethic launched The Green Bay Packers into champions throughout the next decade.

It does not matter where you currently are financially. If you make a decision to change, new financial habits are waiting in the wings to attach themselves to you. If you are sick and tired of living in financial despair, then act like it. If you apply what we have discussed, you no longer have to be a prisoner, a captive or a hostage to old financial ways. Do you want a new financial experience? You can if you do things to change your financial history. As you develop a new financial history, your financial experiences will get better. From Charles Underwood, your trusted voice in helping you fix your collection and credit problems.