Can you relate to this headline? This is a problem that thousands of people face each year. They fall into the trap of wondering what to do when they find themselves in this situation. Here are some of the common things people do.

• They give all of their left over income to only one of several collection firms
• They get frustrated and decide to not pay anyone
• As they ignore their debt they are horrified when they end up getting garnished
• They file for bankruptcy protection

One simple solution to this problem is for people to add up their disposable income and pay it out in equal increments to all their collection firms. There are many things to consider when this situation occurs. If you have accounts at several collection firms and want to make sure you make the right decisions, call me at 313-744-5977 or e-mail me at [email protected]. Don’t hesitate to ask how you can get your free copy of Stop the Insanity! A Guide to Stop Bill Collectors From Driving You Crazy.