Over two decades ago when my wife and I did our first budget, our first inclination was to crunch out the numbers. We felt that everything would then be okay. What we realized was much more important than the numbers part. We started to realize that there were many budgeting hurdles that were directly or indirectly hindering us from creating or maintaining a good budget.

In my e-book Secret Budgeting Tip Revealed, I list over 40 things that can become hurdles to constructing a budget that consistently works. What we discovered was that if people did not look at the foundational reasons why they are having budgeting problems, they would keep on having budgeting problems.

If you are ready to start budgeting with a purpose in mind, I suggest that you consider doing at least two things. You can get your copy of the budgeting book that covers over a dozen of the most common budgeting errors at www.tiredofbillcollectors.com. If you are struggling with budgeting issues and need to have someone assist you, I can be contacted at [email protected] or you can call me at 313-744-5977.