In the next few weeks I am going to discuss the legal system as it relates to debts that people have. Since I am not an attorney and there can be many exceptions when it relates to debt, I am going to keep this as simple as possible. Every year there are thousands of people that can avoid the legal system. Here are some things they can do.

• When they are ignorant regarding a debt situation, they should get the right person to help them. Unless a friend or relative has the knowledge and expertise needed, in most cases their advice should not be taken.
• Don’t put things off. Ex: They won’t sue me. I’ll take care of this in a few weeks.
• Don’t assume bankruptcy is the answer.
• Only trust debt collectors if their goals match your goals.

Next time we will talk about why people get sued and some simple strategies to keep this from happening.  If you would like to contact me, I can be reached at 313-744-5977, by e-mail at [email protected].  This is Charles your trusted voice in helping you fix your collection and credit problems signing out.