If you go on the Internet you may or may not see the term full service credit repair. The big question is what is full service credit repair? A good full service credit repairer will consider at least two aspects of fixing your credit.

1. They will explain to you what is credit repair.
2. They will also explain to you what is credit restoration.

Credit repair is looking at the negative or derogatory items on your credit reports and determine if they can be deleted, upgraded, settled or corrected and thereby increase your credit scores. Some of these items are collection accounts and judgments. Credit restoration is looking at non negative items that can lower your credit score. The credit repairer will show you how to start complying with those standards to increase your credit scores. Some examples of these are how many credit cards you have and the amount of your credit card limits.

Full service credit repairers will work with you for one price for six months to a year. If they have to send out letters for you, they will follow up with creditors and collection firms. They charge an average of $300 to $1,500 per person. Let me hear your comments on this one.