If you live in the hood, consider yourself as a middle-class citizen or are living large, everyone needs to deal with the practical realities of life. Now here is the problem. Chances are great that you not only have heard of these realities, you probably have used all of them at different times in your life. Most people don’t consider these things when it comes to fixing their credit. Every person I have had the opportunity to work with in fixing their credit have been guilty in falling short in one or more of these practical realities. If you want to know where you stand regarding these 10 realities, just click on the products tab to get started.