Do Morals and fixing credit go together? This may sound like a strange question. Let me explain. In the last 10-15 years, in the credit repair industry, too many questionable credit repairers have entered the industry. You may ask why is this happening? Here is a simple answer. They have popped up to make some easy money from unsuspecting people.

If you want to fix your credit in any way possible, you may not think twice about telling a creditor to prove you opened a credit card account. Some dubious credit repair people have found some loopholes in the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. They help people that have a lot of late payments, charge-offs and medical bills, write letters asking creditors to prove they opened their accounts.

If you are an honest person, you not only know that you opened your accounts, you know that you used them to purchase goods and services. If you are trying to get negative information removed from your credit reports by lying, you will have to live with your decisions. There are legal things you can do to try to get late payments, charged-off accounts and other negative accounts deleted from your credit reports. To get the right information on how to do this, just click on the products tab to get started.