The two laws are-the statute of limitations for suing a person regarding a civil debt & the statute of limitations for how long an account stays on a person’s credit reports. There has been confusion about these two laws for over half a century. Many credit repair people routinely by-pass how these laws can have a positive or negative effect upon people. Because of this, many people get sued, have judgments placed against them and get garnished one or more times.

For people that have collection accounts with unpaid judgments and they want to legally see how they may be able to avoid paying hundreds to thousands of dollars of bad debt, they can get their copy of My Credit is Bad! I Want to Fix it Now! (Revolutionary Credit Repair). For people that are ready to see how these two laws can work for or against them, they can click on the following link for help www.tiredofbillcollectors.com/products/.